Action Over Coverage uses cookies to ensure you get the best experience on our site.
Effective Date: 10/23/2025
Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work, or work more efficiently, as well as to provide reporting information.
Cookies can be categorized as:
Session Cookies: These expire once you close your browser.
Persistent Cookies: These remain on your device for a set period or until you delete them.
Action Over Coverage (AOC) uses cookies for several purposes to enhance user experience, provide our services, and analyze website performance:
These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you, such as setting your privacy preferences or filling in forms.
Purpose: To manage user sessions, maintain the secure connection, and facilitate form submissions.
Example: A cookie that remembers your preference to accept or decline the Cookies Policy.
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site.
Purpose: To monitor website performance, understand user behavior, and optimize content for the specific needs of businesses in the NYC/Westchester area.
Data Collected: Anonymous data related to page visits, time on site, and referral sources.
These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.
Purpose: To remember choices you make (such as language or region) and provide more personalized features (e.g., displaying relevant content tailored to a visitor from one of the five boroughs vs. Westchester County).
These cookies may be set through our site by our advertising partners (if AOC runs digital marketing campaigns). They may be used by those companies to build a profile of your interests and show you relevant AOC content on other sites.
Purpose: To deliver targeted risk management or consulting service advertisements to professionals in the NYC/Westchester Service Region.
Note: We will only use these cookies if you have provided consent.
In addition to our own cookies, we may use various third-party cookies to report usage statistics of the service, refine our marketing efforts, and deliver our services. These may include cookies from services like Google Analytics or professional CRM platforms.
We do not share any data that personally identifies you (such as your name or email address) with these third-party partners.
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by:
When you first visit our website, you will be presented with a Cookie Consent Banner that allows you to accept all cookies or customize your preferences by category (except for Essential Cookies).
Most browsers allow you to manage your cookie preferences. You can set your browser to refuse all or some cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of the AOC website may become inaccessible or not function properly.
For instructions on how to manage cookie settings in your specific browser, refer to your browser's help documentation.
If you have any questions about our use of cookies or other tracking technologies, please refer to our Privacy Statement or contact us directly.