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As one of the fastest-growing boroughs, Queens County presents unique challenges for contractors. From residential high-rises in Long Island City to infrastructure upgrades in Astoria, the risk of workplace injuries is a constant reality. Action Over Coverage, established in 2024 , provides specialized Action Over Insurance Queens to protect your business from the financial fallout of New York Labor Law claims.
In Queens, a standard policy often isn't enough to satisfy the requirements of major developers. We ensure your General Liability Insurance is robust enough to cover third-party action over lawsuits, which frequently target the deep pockets of property owners and general contractors.
It is vital for local businesses to understand the Action Over Insurance Exemption. Many "affordable" policies in the 5 Boroughs include this exclusion, leaving you unprotected when a third party sues your firm for an employee injury. By choosing Action Over Coverage, you gain access to policies that specifically remove these exclusions. For a detailed breakdown of how these claims work, please visit our page on Action Over Coverage Explained.
Our team is dedicated to serving the diverse business community of Queens. Whether you are a specialized subcontractor or a large-scale builder, we provide the localized expertise necessary to navigate the complex New York insurance market. Contact our Katonah, NY office at 914-729-5675 to discuss your specific needs.
We are proud to provide expert insurance brokerage services to the following Queens communities: Arverne, Astoria, Astoria Heights, Bayswater, Bayside, Bay Terrace, Bellerose, Belle Harbor, Breezy Point, Broad Channel, Cambria Heights, Corona, College Point, Douglaston, East Elmhurst, Edgemere, Elmhurst, Far Rockaway, Floral Park, Flushing, Forest Hills, Fresh Meadows, Glen Oaks, Glendale, Hollis, Howard Beach, Jackson Heights, Jamaica, Kew Gardens, Kew Gardens Hills, Laurelton, LeFrak City, Little Neck, Long Island City (LIC), Maspeth, Middle Village, Neponsit, Oakland Gardens, Ozone Park, Pomonok, Queens Village, Rego Park, Richmond Hill, Ridgewood, Rockaway Beach, Rosedale, Roxbury, South Ozone Park, Springfield Gardens, St. Albans, Sunnyside, Whitestone, Woodhaven, and Woodside.