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In the New York construction market, what you don't know can bankrupt you. Most standard General Liability Insurance policies today are issued with a hidden Action Over Insurance Exemption that leaves your business exposed to multi-million dollar "Scaffold Law" claims.
At Action Over Coverage, we don't just sell insurance; we provide the technical expertise you need to stay compliant and protected. Headquartered in Katonah, NY, our team offers no-obligation consultations to help you navigate the complexities of New York Labor Law 240/241.
Based at 20 Woodsbridge Road in Katonah, NY, we are the local authority on high-risk contractor liability. We know that as a business owner, your time is your most valuable asset. That’s why our consultations are direct, technical, and focused on providing immediate value. Whether you are reviewing a renewal or bidding on a new project in Westchester County, we give you the answers you need to bid with confidence.